Rule lifecycle · DOCKET:CFPB-2025-0017

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

Consumer Financial Protection Bureau — observed across 2 documents over 106 days. Use the source documents below before deciding whether this affects your business.

In plain English

The federal government extends the deadline for banks and lenders to follow new fair-lending rules that prevent discrimination in loan decisions. Small-business owners should ask their lenders about the updated timeline and any new disclosure forms they will need to complete or receive.

First seen

Jun 18, 2025

Last seen

Oct 2, 2025

Latest stage

Rule

PRORULE → RULE

Effective on

Monday, December 1, 2025

Stage timeline

  1. Final·Jun 18, 2025

    Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

    effective Jul 18, 2025#2025-11244

  2. Final·Oct 2, 2025

    Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates

    effective Dec 1, 2025#2025-19370