Rule lifecycle · RIN:1210-AC30
Transparency in Coverage
Department of the Treasury, Department of Labor, Department of Health and Human Services, Internal Revenue Service, Employee Benefits Security Administration — observed across 3 documents over 491 days. Use the source documents below before deciding whether this affects your business.
In plain English
The rule requires health insurance companies and self-insured employers to show customers what medical procedures will cost and what their plan covers before they need care. Small business owners who provide health insurance need to ensure their plan or insurance company shows employees these cost and coverage details by December 7 to stay compliant.
First seen
Jun 2, 2025
Last seen
Oct 6, 2026
Latest stage
Rule
PRORULE → RULE
491d
Effective on
Monday, December 7, 2026
Stage timeline
Proposed·Jun 2, 2025
Request for Information Regarding the Prescription Drug Machine-Readable File Requirement in the Transparency in Coverage Final Rule
comments close Jul 2, 2025#2025-09858
Proposed·Feb 25, 2026
Private Health Insurance; Transparency in Coverage; Extension of Comment Period
#2026-03798
Final·Oct 6, 2026·91 FR 63748
Transparency in Coverage
effective Dec 7, 2026#2026-20447