Rule lifecycle · RIN:1545-BR51
Transparency in Coverage
Department of the Treasury, Department of Labor, Department of Health and Human Services, Internal Revenue Service, Employee Benefits Security Administration — observed across 2 documents over 491 days. Use the source documents below before deciding whether this affects your business.
In plain English
Health insurance plans must publish detailed information about what they cover, how much services cost, and which doctors are in their network. Small business owners who offer health insurance need to confirm their plans meet these transparency requirements by December 7, 2026, or risk legal and financial penalties.
First seen
Jun 2, 2025
Last seen
Oct 6, 2026
Latest stage
Rule
PRORULE → RULE
491d
Effective on
Monday, December 7, 2026
Stage timeline
Proposed·Jun 2, 2025
Request for Information Regarding the Prescription Drug Machine-Readable File Requirement in the Transparency in Coverage Final Rule
comments close Jul 2, 2025#2025-09858
Final·Oct 6, 2026·91 FR 63748
Transparency in Coverage
effective Dec 7, 2026#2026-20447