Rule lifecycle · RIN:3170-AB40
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Consumer Financial Protection Bureau — observed across 3 documents over 317 days. Use the source documents below before deciding whether this affects your business.
In plain English
Banks and lenders must treat all small-business loan applicants fairly regardless of their race, color, religion, national origin, sex, marital status, age, or because they get public assistance. You need to know your lender cannot ask discriminatory questions or use biased standards when you apply for a business loan, and you can file a complaint if you're treated unfairly.
First seen
Jun 18, 2025
Last seen
May 1, 2026
Latest stage
Rule
PRORULE → RULE
—
Effective on
Tuesday, June 30, 2026
Stage timeline
Final·Jun 18, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
effective Jul 18, 2025#2025-11244
Final·Oct 2, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
effective Dec 1, 2025#2025-19370
Final·May 1, 2026·91 FR 23530
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
effective Jun 30, 2026#2026-08494