Vol. 1 · No. 910Tuesday, December 23, 2025

Small business rule changes: 3 entries flagged for owners.

Owner-readable summary of Federal Register, SBA, DOL, OFAC, and compliance updates published on Tuesday, December 23, 2025. Scanned 3 source documents matching small-business terms; 3 warranted a closer look.

Consumer Financial Protection Bureau· Notice

Truth in Lending (Regulation Z); Non-application to Earned Wage Access Products

effective in 0d

SUMMARY: The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to resolve regulatory uncertainty regarding: (1) the applicability of the definition of credit under Regulation Z, which implements the Truth in Lending Act (TILA), to earned wage access (EWA) products that conform to the…

Owner check — Labor/OSHA action: check workplace, payroll, certification, or contractor obligations against the source notice.

Department of Justice· Rule

Schedules of Controlled Substances: Placement of N-Desethyl Isotonitazene and N-Piperidinyl Etonitazene in Schedule I

Stage 3·first seen 790d ago·790d PRORULE→RULE·effective in 30d

SUMMARY: N- H N H N N N With the issuance of this final order, the Administrator of the Drug Enforcement Administration is permanently placingethyl-2-(2-(4-isopropoxybenzyl)-5-nitro-1-benzimidazol-1-yl)ethan-1-amine (other name:-desethyl isotonitazene) and…

Owner check — Regulated-substance action: affected handlers should confirm licensing, inventory, shipping, and compliance obligations.

Small Business Administration· Notice

Reporting and Recordkeeping Requirements Under OMB Review; Correction

SUMMARY: Federal Register The Small Business Administration (SBA) published a document in theof December 8, 2025, concerning request for comments on a collection of information under OMB review for SBA Form 1993 (OMB Control No. 3245-0313).

Owner check — SBA action: confirm whether financing, disaster assistance, eligibility, or SBIC exposure changes for your business.